Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How Will Inflation Impact My Coverage?
Posted: October 13, 2022
How Will Inflation Impact My Coverage?Inflation – no one loves it. When it hits a business, it affects the cost of goods, particularly for any business that manufactures products, and can have an impact on the cost of business insurance. The types of policies that may increase in price due to inflation include: Commercial property insurance: The construction industry is suffering growing pains, exacerbated by the radical increase in the...
Do I Have to Choose a Beneficiary? What You Need to Know
Posted: October 12, 2022
Do I Have to Choose a Beneficiary? What You Need to KnowWhen you purchase a life insurance policy, you must name a beneficiary, or several. The listed beneficiary is the person who will receive the death benefits should you pass away before you time. A sudden death due to an accident or illness leaves the family bereft, but the life insurance benefit allows them to move forward without suffering serious financial problems. The benefits are not...
Replacement Cost vs. Market Value: What's the Difference?
Posted: October 12, 2022
Replacement Cost vs. Market Value: What's the Difference?If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable.At the start of the COVID-19 pandemic, many experts predicted a looming housing crash. But instead of heading into a real estate meltdown, U.S. home prices increased an astounding 37 percent in the two years between March 2020 and March 2022.In...
What You Should Know Before Becoming an Airbnb Host
Posted: October 11, 2022
What You Should Know Before Becoming an Airbnb HostBecoming an Airbnb host is an exciting prospect, with a great financial upside. However, it is important to be aware that hosting others on your property comes with added risks. The visitors to your property are unknown to you, and you can’t be completely confident that they will treat your property with respect. You have invested in your property, adding all the features that attract...
How to Keep Your TV From Falling Over
Posted: October 6, 2022
How to Keep Your TV From Falling OverThere’s nothing like putting your feet up and decompressing by watching your favorite show after a long day. Deep into your latest TV binge, you probably aren’t thinking of what could happen if your TV fell over. But if you have small children or pets running and playing around your house, an unstable TV could cause some serious injury. Why should I be worried about...
