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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How HRAs Offset Premiums & Deductibles For Group Plans

A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...

ERIE Volunteers Make Blanket Statements of Support

Nothing conveys comfort like a cozy blanket—even more when you know it’s been handmade with well wishes stitched, hooked or tied in.That’s the philosophy of Project Linus and a growing team of ERIE family members who have signed on with the nonprofit group as “blanketeers.” Blanketeers is the name the group has given volunteer blanket makers. They knit, crochet, quilt or knot blankets for children...

How A Traffic Ticket Can Affect Your Life Insurance

No one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...

What to Know About Classic Car Insurance

Whether it’s a groovy bus from the 1960s or a muscle car from your glory days… you love when your antique or classic car turns heads.If you’re a car enthusiast, you know the feeling  — and you often go to great lengths to restore and protect your classic or antique car. That’s why it’s important to have the right coverage that goes the distance, too.Let’s go...

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....