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About Us

Somerset Insurance AgencyWise Insurance endeavors to provide the insurance buying public with the best possible service and coverage at the best possible price. The agency has followed the guiding principle of “doing unto others, as you would have them do unto you.” This principle is applied to both clients and companies represented by the agency. The agency has successfully followed this principle since 1947, which epitomizes the security, satisfaction and stability provided to clients and companies associated with the agency.

John S. Wise established Wise Insurance Agency in 1947. Randall S. Close purchased the agency in March of 1971 and moved from 437 South Kimberly Avenue, Somerset, to the present location of 310 West Union Street, Somerset. Randall Close, CIC and Audrey Close run the agency and additional employees joined the agency as we grew. Wise Insurance Agency is a medium sized agency in a rural Pennsylvania community.

Combined employee insurance experience exceeds one hundred years!

An Independent Advantage

We are Independent Agents in Somerset, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Wise Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.